Denied by your health insurance? We handle appeals in Kentucky and Ohio.

We Fight Unfair Health Insurance Denials in Ohio and Kentucky.

Denied coverage? We help you take the right steps in Kentucky and Ohio. Whether your plan is employer (ERISA), Non-ERISA, ACA Marketplace, Private, or Medicare Advantage, we handle health-insurance denial appeals with precision and care. What we do: explain what your policy covers and excludes; identify the exact rule and policy version used to deny; build a complete, deadline-driven appeal that answers every stated reason; and pursue the benefits your plan provides. Deadlines are short: ERISA/ACA plans commonly allow 180 days, while Medicare Advantage gives 60 days from the date on your notice. Upload your denial letter to begin. We verify your timeline and move quickly to appeal your denial.

Our Value

Client-Centered Advocacy

We believe no patient should be left behind simply because an insurance company says “no.” That’s why we stand for honest, aggressive advocacy, fighting every denial with clarity, compassion, and an unwavering commitment to justice. At Appeal Healthcare, our mission is simple: to empower individuals and families to challenge unfair decisions and reclaim the care they were promised.

Our Vision

A healthcare system where no patient is denied the care they need, and every denial is met with a strategic, compassionate, and relentless response.

Our Mission

To fight wrongful insurance denials and help patients secure the medical care they need through clear advocacy, compassionate service, and unwavering legal strategy.

Our Motto

Your fight for healthcare is our mission. We stand with patients when insurance says no.

Who we are

We are dedicated legal advocates helping patients challenge wrongful health insurance denials. With a background in trial law and science, we fight for the healthcare you were promised.

A committed law firm focusing on combating wrongful healthcare insurance denials

We represent patients and families whose medical claims have been wrongfully denied. With deep legal knowledge and relentless advocacy, we challenge insurance decisions to help you access the care your doctor ordered and your health plan promised.

Our service

Legal Advocacy for Denied Healthcare Claims

We help you fight back when the insurance company says no. We focus on representing patients and families facing denied healthcare claims. Whether it's a life-saving procedure, hospital stay, or specialist referral, we know how to challenge complex insurance denials and demand accountability, so you can get the care your doctor ordered, and your plan promised.

We Help You Fight Back When Insurance Says No

At Appeal Healthcare, we represent patients and families across Kentucky and Ohio whose insurance providers have denied critical medical care. From surgeries and hospital stays to prescription drugs and specialist referrals, we understand how to challenge complex denials and build appeals that stand on medical facts and policy rights, so you can pursue the treatment your doctor recommended and your plan is obligated to cover.

Explore Your Reliable Denied Medical Claim Attorney with Appeal Healthcare

When your health insurance denies you the care you require, it can be a complex, confusing, and unjust experience. At Appeal Healthcare, we support patients and families throughout Kentucky and Ohio, delivering skilled legal assistance to fight unjust health insurance denials. Regardless of whether your coverage is through ERISA, an ACA Marketplace policy, or a private insurer, our experienced staff is here to guide you through the intricate process of obtaining the care that you deserve.

Denied Medical Claim? Act Now

Insurance companies often deny claims for reasons that are ambiguous, unjust, or simply incorrect. As a Denied Medical Claim Attorney, we:

Review your policy and determine what coverage you’re owed.
Research why your claim was denied and what rules were applied.
Prepare and file a complete, timely appeal.

Fight for your rights so your insurance company provides the care your plan guaranteed.

Expert Legal Representation for All Denials

Appeal Healthcare represents clients with all types of insurance disputes, such as:

Erisa Health Claim Attorney

Company-sponsored plans have specific regulations and timelines. Our skilled staff reviews each step of your Erisa Health Claim Attorney to ensure your chances for approval are as high as possible.

Out-of-Network Claim Denials

You should never be denied access to a specialist due to network limitations. As a Patient Advocacy Attorney, we dispute out-of-network claim denials and assert your right to specialized care.

Prescription and Medical Treatment Denials

When insurers deny life-sustaining drugs or essential treatment, our Healthcare Claim Dispute Lawyers collaborate with your medical professionals to develop strong appeals based on medical evidence and policy terms.

Surgical Procedure and Therapy Denials

We support patients whose surgeries, rehabilitation, or therapy sessions are being denied. Our Medical Billing Dispute Lawyers combine legal and medical expertise to help insurers cover the care your physician prescribes.

Specialist Referrals and Experimental Treatments

For refused referrals, second opinions, or treatments that are “experimental” in nature, our Insurance Appeal Attorneys Near Me advocate to provide coverage supported by clinical facts and legal entitlements.

Why Choose Appeal Healthcare?

Focused Expertise: We exclusively represent healthcare denials, so your case gets concentrated attention.

Patient-Centered Advocacy: Your health is our greatest priority, and your peace of mind is our goal.

Proven Results: With experience in both ERISA and non-ERISA appeals, we navigate complex regulations to challenge denials successfully.

Accessible Legal Support: Simple, reasonable fee structures and personalized service for each client.

Begin Your Appeal Today

Don’t let a denial hold up your treatment. Contact Appeal Healthcare for a complimentary consultation and let our team guide you through the appeal process. Whether you’re dealing with a Denied Medical Claim, an ERISA Health Claim, or some other insurance dispute, we are here to advocate for your care every step of the way.

What we offer

We talk a lot about hope, helping, and teamwork.

Cancer Treatment Denials

We help patients appeal insurance denials for chemotherapy, radiation, immunotherapy, and advanced cancer treatments. Using medical records, policy terms, and physician support, we build strong appeals to fight back, so you can focus on healing, not red tape.

Surgical Procedure Denials

We represent patients facing denials for critical surgeries like orthopedic, cardiac, and transplant procedures. Our appeals combine medical evidence and legal strategy to challenge the denial and pursue the care your doctor ordered.

Mental Health and Substance Abuse Treatment

We fight for patients denied coverage for therapy, psychiatric care, or addiction treatment, whether inpatient, outpatient, or rehab. You deserve support for your mental health. We help make sure your plan delivers it.

Prescription Drug Coverage

When insurers block access to medications your doctor says you need, we step in. From life-saving drugs to essential daily prescriptions, we build appeals backed by medical evidence and policy language to fight for the treatment you’ve been prescribed.

Specialist Referrals and Second Opinions

When insurance refuses access to specialists or second opinions, we step in to advocate for your right to expert care. Whether the denial cites out-of-network status or questions medical necessity, we build appeals grounded in clinical evidence and plan language—so you can move forward with the treatment your condition truly requires.

Experimental or Investigational Treatments

When insurance labels a treatment “experimental” or “investigational,” we push back with science, not silence. Whether it’s a breakthrough therapy, genetic test, or off-label use, we build appeals grounded in medical research, expert support, and your right to access care that offers real hope.

Get the Legal Support You Deserve Schedule Your Free Consultation Now!

Was Your Care Denied? Start Your Appeal Today.

Why choose us

Fierce. Focused. Fighting for You.

When your health is at risk, you need more than a lawyer. You need an advocate who understands the urgency, the complexity, and the stakes. At Appeal Healthcare, attorney Frank Mungo brings focused legal experience and a deep understanding of healthcare insurance appeals. We combine compassion with precision, crafting strategic appeals that challenge wrongful denials and push insurers to do what is right. From the initial review to the final response, we stand by your side every step of the way, because your fight for healthcare is our mission.

Experienced

We don’t dabble—we deliver. Our work is laser-focused on one mission: helping patients and families fight back against denied healthcare claims. We know the difference between ERISA and non-ERISA plans, and we know how to use that knowledge to help overturn complex denials. While other firms divide their attention, we focus ours on healthcare appeals. That means we’re ready to challenge medical necessity rejections, expose unfair exclusions, and push back on pre-authorization delays with urgency, precision, and unwavering resolve.

Flexibility

Every denial is different. That’s why we craft legal strategies tailored to your unique case, not pulled from a template. Whether your plan is ERISA or non-ERISA, we align your appeal with your medical needs, plan terms, and tight deadlines. Because when care is on the line, precision matters. If you've received a denial, we're here to help you understand your options and take the next step.

Affordability

We believe legal help should be accessible, not intimidating. That’s why we offer clear, fair, and transparent fee structures for healthcare denial appeals. You’ll know what to expect: no hidden costs, no surprise bills, no pressure. Whether your claim involves an ERISA or non-ERISA plan, we work to keep the financial path as manageable as the legal one. If your health insurance claim has been denied and you're unsure what to do next, we invite you to contact us and learn how we may be able to help.

Testimonial

Client Feedback and Reviews.

Frank M. Mungo Attorney at Law

5.0

Based on 7 reviews

review us on

Dennis Kinnett

22:38 20 Feb 24

This man right here I would recommend to anyone and everyone , I have had to call him couple times for legal advise and he always took time out of his day to give me the proper advise I needed and never charged me a consultation fee or anything . Regardless if I had to pay a lawyer or not this is the guy I would be paying cuz he always has been honest and always was willing to help without asking for money to talk to me : now that’s what I call a good man and a great attorney ! Thanks frank for helping me out .

Hayden Kuhn

14:14 13 Feb 24

A great man who really helped me out and knew what to do. He was able to dismiss some of my charges!

Danielle

13:54 15 Jun 22

Frank listened to what I needed and although he knew he couldn't take my case because it wasn't criminal he gave me some great advice and referred me to the correct kind of lawyer I would need.

M OKeefe

18:26 09 Mar 21

Thank you so much for taking the time to advise me, in depth, without compensation. I don't have extensive experience dealing with legal problems, but sense that my personal, positive experience in consulting Mr. Mungo was a reflection of his knowledge, integrity, and genuine desire to be of assistance - as he certainly was.

Phillip Stackhouse

23:40 08 Jul 20

Frank is an outstanding litigator. His aggressive, compassionate, and a hard-hitting no nonsense kind of guy that if I ever needed legal representation I would hire him without reservation.

Jeffery Roberts

19:23 21 Jan 18

Frank Mungo is one of the finest people I know and he has a wealth of knowledge. Aggressive yet compassionate, he is simply the "go-to" lawyer in northern Kentucky.

Kenn M

14:13 12 Sep 16

DUI case: Pretty low cost, great at maintaining contact with me. Got the state minimum. Would recommend!

Contact Us

When Care Is Denied, We Help You Fight Back

When your insurance company says no to the care you need, the path forward can feel overwhelming, confusing, and unfair. At Appeal Healthcare, we help individuals and families across Ohio and Kentucky navigate denied healthcare claims with clarity, urgency, and purpose. Whether your plan falls under ERISA or non-ERISA rules, we bring focused legal insight and unwavering commitment to every case. If you’re facing a denial,or even have questions—complete the form below. We’ll review your situation and respond promptly to discuss your options

Denied by your health insurance? We handle appeals in Kentucky and Ohio.

We Fight Unfair Health Insurance Denials in Ohio and Kentucky.

Our Value

Client-Centered Advocacy

Who we are

We are dedicated legal advocates helping patients challenge wrongful health insurance denials. With a background in trial law and science, we fight for the healthcare you were promised.

A committed law firm focusing on combating wrongful healthcare insurance denials

Our service

Legal Advocacy for Denied Healthcare Claims

Explore Your Reliable Denied Medical Claim Attorney with Appeal Healthcare

What we offer

We talk a lot about hope, helping, and teamwork.

Was Your Care Denied? Start Your Appeal Today.

Why choose us

Fierce. Focused. Fighting for You.

Testimonial

Client Feedback and Reviews.

Contact Us

When Care Is Denied, We Help You Fight Back

Fill this form to get free consultation

Legal Advocacy for Denied Healthcare Claims

Was Your Care Denied? Start Your Appeal Today

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